Why “Not Yet” Is Still a Decision in Retirement Planning

When asked about moving to a senior living community, one of the most common reasons older adults give for not making the move is, “I’m not ready yet.” But when you talk with residents of a community, their overwhelming sentiment — no matter their age — is, “I wish I would have done this sooner.”

While planning for retirement, everyone’s timing is different. But if you’re delaying senior living because you think you’ll move when you need to, here are a few things to consider:

• Are you ready for fewer responsibilities?
• Are you ready to give up the chores of home maintenance and upkeep?
• Do you want to socialize and travel more?
• Or maybe learn a new hobby?
• Would you like to decide your future rather than have your family decide for you?

If the answer is “yes” to any of these questions, you may be more ready to move than you realize.

What Are the Benefits of a Community?

While it’s true that choosing a senior living community like Vista Point at Fairview gives you access to higher levels of care if you need them, there’s more to choosing a community as part of your retirement decision-making than just health care. 

Moving now can give you access to a more active, social lifestyle than you may be able to enjoy from your home today.

More possibilities: Communities offer a wide array of helpful services and thoughtful amenities that give you more freedom to pursue your interests. Take an art or fitness class. Socialize with friends. Or travel knowing your residence will be cared for while you’re away.

More wellness opportunities: Exercising, eating well, and pursuing other wellness goals can be difficult on your own. A community with a strong health and wellness philosophy already offers classes and dining options that make meeting your goals easier and more convenient.

More friends: As time passes, how has your neighborhood changed? Have friends moved away? A community offers a wide array of interesting neighbors who quickly become friends — along with a full calendar of clubs, committees, and activities.

Can You Wait Too Long?

Who knows what the future holds? You could be in great health today and plan to move to a community someday. Or you could wait until you need to move — but then who will decide?

Here are three reasons you may want to make that decision sooner rather than later:

Control your lifestyle: To move into an independent living community, you need to be healthy enough to live independently. Some people wait too long and experience an unexpected health event. Instead of qualifying for independent living, they may need assisted living.

Control your floor plan: If you want a specific residence or floor plan, waiting could mean missing out. You may need to join a waitlist until your preferred option becomes available.

Control your future: Choosing to move now gives you greater control over your future. You can select the community that best fits your lifestyle and budget. Plus, choosing a community with access to health services reduces worry and uncertainty for your loved ones.

Ready to Explore Your Options?

Deciding “not yet” is still a decision — just as gathering information isn’t the same as committing to a move. But by doing some research now, you’ll be better prepared to make a confident, informed choice when the time comes.

As the only nonprofit Life Plan Community in Southeastern Connecticut offering waterfront views, Vista Point is designed to deliver long-term value, peace of mind, and a lifestyle that evolves with you. If you’re curious to learn more about the community, the vision, or what life could look like at Vista Point, call (860) 968-VIEW (8439) or contact us here to start a conversation.